Relationship Manager - Secured Direct

This role involves managing and developing a portfolio of secured direct lending relationships, focusing on client acquisition, retention, and growth within the secured finance sector. Job Responsibilities:** - Proactively identify, originate, and onboard new secured direct lending clients, meeting and exceeding individual and team sales targets. - Cultivate and maintain strong, long-term relationships with existing clients, understanding their financial needs and providing tailored secured financing solutions. - Conduct thorough financial analysis and due diligence on prospective and existing clients to assess creditworthiness and identify potential risks. - Prepare comprehensive credit proposals and presentations for internal credit committees, ensuring adherence to company policies and regulatory requirements. - Negotiate terms and conditions of secured direct lending facilities, including interest rates, collateral requirements, and covenants. - Monitor portfolio performance, identify early warning signs of credit deterioration, and implement appropriate risk mitigation strategies. - Collaborate effectively with internal departments, including credit, legal, operations, and product teams, to ensure seamless client service and deal execution. - Stay abreast of industry trends, market conditions, and competitor activities within the secured finance landscape. - Represent the company at industry events, conferences, and networking functions to enhance brand visibility and generate new business leads. - Ensure full compliance with all relevant internal policies, procedures, and external regulatory requirements. Job Qualifications:** - Bachelor's degree in Finance, Business Administration, Economics, or a related field. MBA or CFA designation is a plus. - Minimum of 5-7 years of experience in relationship management, business development, or credit analysis within the secured lending or commercial banking sector. - Demonstrated track record of successfully originating and managing secured direct lending facilities (e.g., asset-backed loans, real estate finance, invoice finance). - Strong understanding of credit risk assessment principles, financial modeling, and legal documentation pertaining to secured transactions. - Excellent communication, negotiation, and interpersonal skills with the ability to build rapport and influence stakeholders at all levels. - Proven ability to work independently and as part of a team in a fast-paced, target-driven environment. - Proficiency in financial software and CRM systems. - Strong analytical skills with an ability to interpret complex financial data and make sound lending decisions. - High level of integrity, professionalism, and ethical conduct.